The Raiffeisen Banking Group is structured in three tiers:
- Independent and local Raiffeisen banks form the first level.
- The eight regional headquarters form the second level. The Raiffeisen banks of a federal state are owners of their respective regional headquarters.
- The third level is formed by Raiffeisen Bank International AG (RBI). It is the central institution, and acts as a service unit for the Raiffeisen Group in Austria.
RBI owns the largest network in Central and Eastern Europe of all Austrian banks (calculated share of RLB OÖ: 9.53%). In Austria, RBI specialises in commercial and investment banking, serving the country's top 1000 companies. RBI sees itself as the corporate finance bank for this customer group, and as a leading provider of export financing.
The three tiers co-operate on the basis of the subsidiarity principle: