The Raiffeisen Banking Group has a 3-tier structure:
- The first tier is formed by independent and locally active Raiffeisen banks and their branches.
- The second tier consists of eight central provincial banks owned by the Raiffeisen banks of the respective federal province. The second tier is either organised in the form of co-operatives or joint stock banks.
- Raiffeisen Zentralbank Österreich AG (RZB) is organised as a joint-stock company. Its shareholders are the Raiffeisenlandesbanks. It ranks among the three leading commercial and investment banks in Austria and is one of the top players in CEE countries.
The three tiers co-operate on the basis of the subsidiarity principle:
