I. Account services
| Maintenance fee |
free of charge |
|
| Minimum balance | none | |
| Reporting | ||
|
• MT 950 Account Statement |
free of charge | |
II. Customer Payments
|
1. Cross Border Credit Transfers according to EU Regulation No 2560/2001 |
|
 |
|
| STP-Payments | |
| • Customers of us and Raiffeisen banks in Upper Austria |
free |
| • Customers of other Austrian banks | EUR 0,50 |
| Non-STP-Payments | |
| • Repair fee | EUR 7,50 |
|
2. Other Customer Payments |
2.1. Instructions with option OUR
|
a) charges mentioned below included *) in payment order |
|
| • up to EUR 50.000,00 | EUR 10,00 |
| • above EUR 50.000,00 | EUR 13,00 |
| *) account relationship provided | |
|
b) charges mentioned above not included in payment order |
|
|
• up to EUR 50.000,00 |
EUR 10,00 + EUR 15 additional Fee |
|
• above EUR 50.000,00 |
EUR 13,00 + EUR 15 additional Fee |
| For urgent payments – not on us – an additional fee of EUR 6,00 will be calculated. | |
2.2. Instructions – on us and Raiffeisen banks in Upper Austria – with option BEN/SHA
|
• Free of charge for correspondents (commissions will be deducted from cover as per separate agreement with beneficiary). |
2.3. Instructions – not on us – with option BEN/SHA
• Free of charge for correspondents
bilateral agreement with ben`s bank
• Charged to the beneficiary
bilateral agreement with ben`s bank
III. Treasury Payments
| • Bank transfers (MT202) | EUR 1,50 |
IV. Cheque drawings – free of charge
| • Unpaid cheques | EUR 65,00 plus other´s charges |
| • Stop payment of bank cheques | EUR 45,00 |
V. Additional Services
| Amendments and inquiries | |
| • Upon your request/error | EUR 45,00 plus other´s charges |
| • Beyond three months | EUR 65,00 |
| • Value amendment | EUR 100,00 |
| Cancellations | |
| • Upon your request/error | EUR 45,00 plus deviation from exchange rate if any plus other´s charges |
| • Beyond three months | EUR 90,00 |
| Reminder for service charges | EUR 45,00 additional fee will be calculated |
| NON STP/Repair fee | EUR 7,50 |
VI. Cut-off times
|
EUR |
|
|
|
| STP – Commercial Payments | |
| • urgent with same day value |
2 p.m. |
| • urgent with same day value via Target | 4 p.m. |
| • not urgent with same day value | 2 p.m. |
| • not urgent with value next day | 4 p.m. |
| STP – Treasury Payments | |
| • via Target for same day value | 4 p.m. |
| • other | 2 p.m. |
| Other Currencies | |
|
|
| • STP – Commercial Payments | 11 a.m. |
| • STP – Treasury Payments | 11 a.m. |
Interest Rates
|
weekly adjustment |
|
|
|
| • Debit interest rate | EURIBOR + 200 BP |
| • Credit interest rate | EURIBOR - 75 BP |
